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多项选择题
1、Bank's internal audit departments () periodically review the rating system and its banking operations, the prosecution trial included____.（2 分）
A．LGD(loss given default).
B．Probability of default.
C．Expected loss.
D．Default risk exposure.
E．Operation of the credit sector.
2、For commercial bank, which two parts does the operating revenue mainly include?（2 分）
A．Rental Revenue
B．Asset Revenue
C．Service Revenue
D．Bond Revenue
3、Under a time charter party, the charterer pays for () .（2 分）
A．capitalcost
B．wagesofcrew
C．fuel
D．lingcosts
4、Commercial banks prepare financial statements which should meet the following requirements:（2 分）
A．comprehensive and complete
B．binding of simple beauty
C．submit timely preparation of
D．Data authentic
5、Which of the following trade terms can be adopted supposing the shipment will be from Chengdu (Sichuan Province) to Hamburg?（2 分）
A．FCA
B．CFR
C．CPT
D．CIF
单项选择题
6、As an ideal __ to the spread of SARS, this medicine is now in great demand.（1 分）
A．challenge
B．commitment
C．access
D．barrier
7、Our ___ from London to Paris is by way of Dover and Calais.（1 分）
A．road
B．way
C．routine
D．route
8、The new cadets are very slow to ___ the strict regulations of the military college.（1 分）
A．relate to
B．react to
C．turn to
D．adapt to
9、One____________if one breaks the law.（1 分）
A．has been punished
B．will punish
C．will be punished
D．is being punished
10、 In the situations below, which is regarded as a good argument? .（1 分）
A． verifiable statements of fact
B． arguable claims that reasonable people may disagree about
C． matters of simple opinion or personal taste
D． issues of faith or belief
11、Jackis good, kind, hard-working and intelligent. ______, I can’t speak too highly of him.（1 分）
A．As a result
B．In a word
C．In ant case
D．By the way
12、My camera can be ____ to take pictures in cloudy or sunny conditions.（1 分）
A．adapted
B．remedied
C．adjusted
D．adopted
13、__ the popular belief that classical music is too complex, it achieves a simplicity that only a genius can create.（1 分）
A．Contrary to
B．Subject to
C．Familiar to
D．Similar to
14、When reading books about space exploration, I often ____ man’s skill and creativeness in putting complex pieces of machinery into space.（1 分）
A．amaze at
B．wander at
C．tremble at
D．startle at
15、Our research has focused on a drug which is so __ as to be able to change brain chemistry.（1 分）
A．powerful
B．monstrous
C．influential
D．vigorous
完型填空
Who designed the first helicopter (直升飞机)? Who (16) the most famous pictures in the world? Who knew more about the human body than most (17) ? There is an answer (18) all these questions --- Leonardo de Vinci (达芬奇).
Leonardo may have been the greatest genius (19) have ever known. He lived in Italy around the year 1500, but many of his inventions seem modern to us today. For example, one of his notebooks has drawings of a helicopter. Of course, he couldn't (20) a helicopter with the things he had. But scientists say his idea would have worked.
But Leonardo (21) an inventor. He was one of the greatest artists of his day. By the time he was twenty years old, he was called a master painter, and as he got older he became (22) more famous. Sometimes he drew a hand ten different ways (23) he was ready to paint.
Many of Leonardo's wonderful paintings are still with (24) today. You may know one of his most famous works, the smiling woman (25) as the Mona Lisa.
（10 分）
16、
A made
B took
C invented
D painted
17、
A people
B painters
C artists
D doctors
18、
A of
B to
C from
D for
19、
A people
B the artists
C the scientists
D the people
20、
A draw
B build
C paint
D work
21、
A was just
B was no longer
C wasn't just
D wasn't
22、
A no
B less
C very
D even
23、
A after
B before
C when
D because
24、
A us
B him
C them
D you
25、
A told
B called
C known
D spoken
When my wife and I lived in Texas, one morning, we were (26) our way home and decided to stop at a local gas station to get some breakfast. We noticed a man standing in front of the store. We could tell that he was a (27) man, because his clothes were dirty and worn. It looked like he had gone in to get (28) warm to drink but came out with nothing. (29) he must have not had enough money.
Then we saw a dog walk up to the front of the store. It was a (30) dog - we could tell that it had been feeding puppies. She was terribly in need of something to eat. There were people (31) by and not even taking a look at her. She might not have been as (32) and clean as most, but she still deserved better. We still did not do anything, but someone did. The guy, who did not buy himself anything to eat, went back into the (33), bought a can of dog food and fed that dog.
I know that this story isn't as inspirational as most stories, but it (34) a great part in our lives. You see, that was Mother's Day weekend. A lot of people forget that some animals are (35) too. It took a straggler (流浪汉) to show me what I should have done. He made me a better man that day.
（10 分）
26、
A on
B at
C for
D in
27、
A friendly
B homeless
C handsome
D terrible
28、
A anything
B everything
C nothing
D something
29、
A So
B If
C Since
D But
30、
A male
B weak
C strong
D female
31、
A to pass
B passed
C passing
D pass
32、
A pretty
B small
C dirty
D stupid
33、
A car
B station
C park
D store
34、
A plays
B spends
C takes
D makes
35、
A talents
B friends
C parents
D children
写作
36、 Instructions: Your essay should be no less than 150 words.
Many students complain that they have too much pressure in their study. Do you think it is a good idea to give students a high pressure of study, or should we give them more free time to do what they are interested in so that they can engage in more creative activities? Write an essay on the topic "Should Students Be Given More Free Time or Not?" You should base your essay on the outline below.
1、目前大学生学业压力很大,大部分时间用来应付考试,几乎没有时间选择自己擅长并有兴趣的事情,并有所创新。
2、自由学习和高压学习的优缺点。
3、你的观点以及理由。（20 分）
阅读理解
One hundred and thirteen million Americans have at least one bank---issued credit card. They give their owners automatic credit in stores, restaurants, and hotels, at home, across the country, and even abroad, and they make many banking services available as well. More and more of these credit cards can be read automatically, making it possible to withdraw or deposit money in scattered locations, whether or not the local branch bank is open. For many of us the "cashless society" is not on the horizon---it's already here.
While computers offer these conveniences to consumers, they have many advantages for sellers too. Electronic cash registers can do much more than simply ring up sales. They can keep a wide range of records, including who sold what, when, and to whom. This information allows businessmen to keep track of their list of goods by showing which items are being sold and how fast they are moving. Decisions to reorder or return goods to suppliers can then be made. At the same time these computers record which hours are busiest and which employees are the most efficient, allowing personnel and staffing assignments to be made accordingly. And they also identify preferred customer for promotional campaigns. Computers are relied on by manufacturers for similar reasons. Computer analyzed marketing reports can help to decide which products to emphasize now, which to develop for the future, and which to drop. Computers keep track of goods in stock, of raw materials on hand, and even of the production process itself.
Numerous other commercial enterprises, from theaters to magazine publishers, from gas and electric utilities to milk processors, bring better and more efficient services to consumers through the use of computers.
37、According to the passage, the credit card enables its owner to ______（2 分）
A．withdraw as much money from the bank as he wishes
B．cash money where he wishes to
C．obtain more convenient services than order people do
D．enjoy greater trust from the storekeeper
38、From the last sentence of the first paragraph we learn that ______（2 分）
A．in the future all the Americans will use credit cards
B．it is now more convenient or use credit cards than before
C．nowadays many Americans did not pay in cash
D．credit cards are mainly used in the United States today
39、The phrase "ring up sales" most probably means _____（2 分）
A．make an order of goods
B．keep track of the goods in stock
C．call the sages manager
D．record sales on a cash register
40、What is this passage mainly about? _______（2 分）
A．Advantage of credit cards in business.
B．Significance of automation in commercial enterprises.
C．Approaches to the commercial use of computers.
D．Conveniences brought about by computers in business.
41、It can be inferred that ______（2 分）
A．Computers will bring disaster.
B．None of the above.
C．Computer industry will not develop faster.
D．Computers will bring about more convenience to people's life.
What would it be like to take a walk on the surface of Mars? If you could design the tallest building in the world, what would it look like? Do you dream of being the next J.K.Rowling? This summer, you can experience all of these things, and more. All you need is an Internet connection and your imagination.
A recent study by the Kaiser Family Foundation found that kids spend an average of 1 hour and
29 minutes online each day. Many kids like to use that time to chat with friends, play games or check e-mails. But next time you get on the Web, try exploring the world instead. “With the Internet, you can go back 11,000 years in time, or go 11,000 kilometers across the planet,” said Russell, Web search expert of Google. “The whole scope of history and the world is open to you.”
There is a wealth of information to be found online. For example, if your family is going on vacation somewhere, do a quick online search on the area before you even get in the car. “What’s the background of the place; what’s the history?” says Russell. “I like to tell my kids, ‘Whenever you have a question, whenever you have a doubt, search it out.’”
Ready to launch a virtual journey of your own? Here are a few starting points to get you think ing and to help you on your way. You can invite your parents along for the ride, too. Always ask for permission before downloading programs and software into your computer. And, check with a parent or adult before visiting any new website.
Navigate the world in 3-D with Google Earth. Begin in outer space and zoom into the streets of any city, from Hong Kong to San Francisco. Or, visit ancient monuments and watch the changing rainforests over time. With the moon in Google Earth tool, you can walk in Neil Armstrong’s famous footsteps. Take a guided tour of the moon’s surface with Armstron g’s fellow shuttle mate astronaut Buzz Aldrin.
42、According to Russell, the kids（2 分）
A．spend too much time on the Internet
B．should study hard instead of chatting online
C．can solve their problems through the Internet
D．should never chat and play games online
43、From the passage we know that（2 分）
A．the kids can visit the new website freely without parents’ guidance
B．the kids can download programs onto the computer freely
C．we can find much information we need online
D．Neil Ar mstrong traveled to the moon alone
44、According to the passage, if you want to go to Tropical Rainforests, you can（2 分）
A．use Google Earth
B．find a travel agency in Google
C．take the time shuttle
D．go to the cinema to watch 3-D films
45、The passage is mainly intended for（2 分）
A．kids
B．parents
C．adults
D．teachers
46、In which section of a website can we probably read this passage?（2 分）
A．Tourism
B．Internet World
C．Culture
D．Health
The greatest recent changes have been in the lives of women. During the twentieth century there was an unusual shortening of the time of a woman’s life spent in caring for children. A woman marrying at the end of the 19th century would probably have been in her middle twenties, and would be likely to have seven or eight children, of whom four or five lived till they were five years old. By the time the youngest was fifteen, the mother would have been in her early fifties and would expect to live a further twenty years, during which custom, chance and health made it unusual for her to get paid work. Today women marry younger and have fewer children. Usually a woman’s youngest child will be fifteen when she is forty-five and is likely to take paid work until retirement at sixty. Even while she has the care of children ,her work is lightened by household appliances（家用电器）and convenience foods.
This important change in women’s way of life has only recently begun to have its full effect on women’ s economic position. Even a few years ago most girls left school at the first opportunity and most of them took a full-time job. However, when they married, they usually left work at once and never returned to it. Today the school-leaving age is sixteen, many girls stay at school after that age ,and though women tend to marry younger ,more married women stay at work at least until shortly before their first child is born. Many more after wads, return to full or part-time work. Such changes have led to a new relationship in marriage, with both husband and wife accepting a greater share of the duties and satisfaction of family life, and with both husband and wife sharing more equally in providing the money and running the home, according to the abilities and interest of each of them.
47、We are told that in an average family about 1990（2.5 分）
A．four or five children died when they were five
B．the youngest child would be fifteen
C．many children died before they were five
D．seven of eight children lived to be more than five
48、When she was over fifty, the late 19th century mother（2.5 分）
A．would expect to work until she die
B．was unlikely to find a job even if she is now likely
C．would be healthy enough to take up paid employment
D．was usually expected to take up paid employment
49、Many girls, the passage says, are now likely to（2.5 分）
A．continue working until they are going to have a baby
B．give up their jobs for good after they are married
C．marry so that they can get a job
D．leave school as soon as they can
50、According to the passage, it is now quite usual for women to （2.5 分）
A．stay at home after leaving school
B．marry while still at school
C．marry men younger than themselves
D．start working again later in life
Early one morning, more than a hundred years ago, an American inventor called Elias Howe finally fell asleep. He had been working all night on the design of a sewing machine but he had run into a very difficult problem: It seemed impossible to get the thread to run smoothly around the needle.
Though he was tired, Howe slept badly. He turned and turned. Then he had a dream. He dreamt that he had been caught by terrible savages whose king wanted to kill him and eat him unless he could build a perfect sewing machine. When he tried to do so, Howe ran into the same problem as before. The thread kept getting caught around the needle.
The king flew into the cage and ordered his soldiers to kill Howe. They came up towards him with their spears raised. But suddenly the inventor noticed something. There was a hole in the tip of each spear. The inventor awoke from the dream, realizing that he had just found the answer to the problem. Instead of trying to get the thread to run around the needle, he should make it run through a small hole in the center of the needle. This was the simple idea that finally made Howe design and build the first really practised sewing machine.
Elias Howe was not the only one in finding the answer to his problem in this way.
Thomas Edison, the inventor of the electric light, said his best ideas came into him in dreams. So did the great physicist Albert Einstein. Charlotte Bronte also drew in her dreams in writing Jane Eyre.
To know the value of dreams, you have to understand what happens when you are asleep. Even then, a part of your mind is still working. This unconscious(无意识的), but still active part understands your experiences and goes to work on the problems you have had during the day. It stores all sorts of information that you may have forgotten or never have really noticed. It is only when you fall asleep that this part of the brain can send messages to the part you use when you are awake. However, the unconscious part acts in a special way. It uses strange images which the conscious part may not understand at first. This is why dreams are sometimes called “secret messages to ourselves”.
51、According to the passage, Elias Howe was（2.5 分）
A．the first person to design a sewing machine that really worked
B．the first person we know of who solved problems in his sleep
C．much more hard-working than other inventors
52、The problem Howe was trying to solve was（2.5 分）
A．how to design a needle which would not break
B．how to prevent the thread from getting caught around the needle
C．where to put the needle
53、Thomas Edison is spoken of because（2.5 分）
A．he was one of Howe’s best friends
B．he also tried to invent a sewing machine
C．he got some of his ideas from dreams
54、Dreams are sometimes called“secret messages to ourselves” because（2.5 分）
A．images which have no meaning are used
B．strange images are used to communicate ideas
C．we can never understand the real meaning
以上就是本文的全部内容，希望对大家的学习有所帮助，也希望大家多多支持。